In 2001, Halifax agreed a £10.8 billion merger with the Bank of Scotland. The new bank, renamed, Halifax Bank of Scotland (HBOS) was to be headquartered in Edinburgh, but retain both bank names. However in Scotland, the Halifax was amalgamated with the Bank of Scotland, and is only used for branding mortgages and savings products. Halifax branches in the rest of the UK use the Bank of Scotland brand for business banking.
Home and car Insurance -
Halifax Home Insurance offers 10% discount when you buy online.
Halfax one card: typical 9.9% APR (variable), 0% on purchases for the first 9 months, 0% for 9 months on balance transfers made in the first 90 days. (A handling fee of 3% applies per balance transfer)
Halifax is the UK’s Number 1 mortgage lender with a great choice of fixed and variable rate deals.
No remortgage legal fees
Mortgage payment holiday for 2 months
All Halifax mortgages have daily interest
Annual Halifax Mortgage review service
Online Mortgage tracking
Offers all mainstream banking services and the site includes a share calculator and national house price index. Halifax offers free web access service called extra-access to all its customers. You must register with Halifax Direct telephone service to use online banking service. Online savings service called Web Saver offers variable and fixed interest rate options. Can apply online, transfer funds between Halifax accounts and those held with other institutions, and set up standing orders.
A wide choice of loans that are affordable and easy to arrange including Balance Transfer, Homeowner and Car Loans.
For many years, Bank of Scotland and Halifax have been two of the UK's best known banks. Together, they intend to provide you with better value and bring you the best in financial services. They're continually developing their products, branches and internet services.
Whether your business requires a current account, a deposit account, or both, they have a range to meet your requirements. As you would expect from Bank of Scotland, they all offer attractive features that will save you both money and time
Bank of Scotland's loans come with attractive interest, and features that could save you money. And, because we understand that every business is unique, we have developed different types of loan to suit different needs.
A highly flexible mortgage. You can opt for fixed or variable rates, choose between interest-only and repayment methods and even take capital repayment holidays.
Halifax is not endorsed by or associated with the Good Finance Guide. All trademarks remain the property of their respective companies.
