Address: Customer Information, HSBC Bank, PO Box 757, Hemel Hempstead, Hertfordshire HP2 4SS
Tel: 0800 032 4738
HSBC provides more than 100 million customers world-wide with a full range of personal financial services, including current and savings accounts, mortgages, car financing, insurance, credit cards, loans, pensions and investments. The Consumer Finance group facilitates point of sale credit to consumers, and lends money and provides related services to meet the financial needs of everyday people.
Home insurance benefits:
Option to pay by interest-free monthly payments.
Claims are settled over the phone without the need to complete a claim form.
Replacement as new on all contents.
Immediate cover.
24-hour helpline providing emergency assistance and legal advice.
Alternative accommodation costs are covered if your building is made uninhabitable by an insured cause.
Cover automatically increased by £3,000 over Christmas with no increase in premium.
Up to 56 days' interest-free period on purchases and cash advances when you pay your whole balance (including any balance transfers) in full and on time.
Convenience and flexibility – pay your bills and manage your account online using Internet Banking, over the telephone or at your local branch.
Free additional card for your partner or other family member over 18.
Free standard valuation of your property
Free Land registry and registration
Free legal fees if there is no change in home ownership
Discounts on buildings & contents insurance
Provides a comprehensive range of banking services for personal and corporate clients. Internet banking offers view of statement showing balance, standing orders and direct debits, bill paying and funds transfer.
An HSBC Loan makes rolling outstanding credit into just one manageable monthly payment quick and easy.
Business Internet Banking is quick and easy to use and flexible enough to fit comfortably around your needs. In addition to providing you with ‘real-time’ balance information on your accounts, it allows you to view individual transaction details, make immediate transfers between accounts and make payments.
Flexible Business Loans can be tailored to your business cycle to make your financial management much easier. Interest can be paid monthly or quarterly as you prefer, while repayments can be made monthly, quarterly, bi-annually or annually by bank standing order.
Our Commercial Mortgage is a simple, cost effective way of raising finance to purchase business premises and can be tailored to suit your individual business needs.
HSBC is not endorsed by or associated with the Good Finance Guide. All trademarks remain the property of their respective companies.
Available to anyone aged between 18 and 65 with a regular income
Abbey Loans
£1000 - £20000
6.9%
1 - 8yrs
2 mths int
Internet applications only.
Alliance & Leicester
£1000 - £20000
6.4%
1- 5yrs
2 mths int
Fixed rate loan with online decision.
British Gas Loans
£1,000 - £25,000
New rate! From 6.2%
1 - 7yrs
2 month's interest
Internet applications only
Cahoot
£1000- £20000
6.7% fixed rate, 5.8% flexible rate
1 - 5yrs
28 days int
Choice of fixed or flexible loans
Direct Line
£5000 - £25000
6.3%
1 - 5 yrs
1 mth int
Internet applications only
Goldfish Loans
£5,000 to £20,000
5.9%
1 to 5 years
none
No fees or hidden set-up costs
If.com loans - Intelligent Finance
£1,000 to £25,000
6.1%
1-4 years
nil
Easy application over the phone or online and a decision in minutes.Click here
Liverpool Victoria
£5000 - £25000
5.90%
1 - 7 yrs
Nil
Internet applications only
Lombard Direct
£5000 - £25000
6.10%
1 - 7 yrs
2 mths int
On line decision
Marbles
£5,000 to £25,000
6.9%
1 to 7 years
Nil
Ideas bigger than your pocket?
Marks and Spencer
£7500 - £25000
6.7% online rate
1 - 7 yrs
2 mths int
A different rate may be offered subject to status
Morgan Stanley
£5,000 - £9,999
6.5%
1 - 7 yrs
Nil
Online Decisions within 1 minute Online. 6.5% exclusively available online
Nationwide
£1000 - £20000
6.7%
1 - 7yrs
Nil
Rate is guaranteed, not typical depending on credit risk
Northern Rock Loans
£5000 - £25000
5.8%
1 - 10 yrs
None
No penalty for early repayment
Smile.co.uk
£5000 - £15000
6.00%
1 - 7 yrs
2 mnths int
Online decision available
Tesco
£2000 - £25000
6.5% online
1 - 10yrs
2 mths int
Rate includes a discount for internet applications.
Loans FAQ
Personal Loans have a variety of uses which is good because the needs of individuals can also vary widely.
This site takes a brief look at the types of personal loans available in the uk today and some possible uses for them.
We also provide you with the ability to click through to a personal loans comparison engine,
which will allow you to compare over 400 lenders in a couple of quick and easy clicks.
So, where do we start? Well let’s kick off by saying what types of loans are available.
These are Secured and Unsecured, and you can probably guess the difference between each from their names!
But maybe not! The idea of a secured loan is that you put up an asset/capital as security,
so that if you default on your payments, the lender can claim you asset to pay off your debt to them.
The asset that is usually used as security in this instance is your home,
which is why this type of personal loan is often referred to as a homeowner loan.
Benefits of this type of loan? Well they are often easier to arrange and you can generally borrow larger sums of money,
due to the lender having some form of security.
Right, with that one out of the way, let’s look at unsecured personal loans.
This is where names can be deceptive, because no this type of loan is not secured against your assets such as your home,
but being realistic it does not mean that a lender would not pursue you for their money,
should you be able to keep up the repayments of this type of loan.
The lender would be within their rights to pursue any debt through the civil procedures,
which could ultimately result in your home being at risk.
