Address: Savings Department, Standard Life Bank Ltd., Caledonian Exchange, 19a Canning Street, Edinburgh EH3 8EG
Standard Life plc is a financial services institution based in Edinburgh, Scotland. Formerly a mutual society, since September 15, 2006, the company has been a publicly listed constituent of the FTSE 100 Index.
Standard Life offers a wide choice of healthcare policies through their EspritHealth ranges and Primecare. The five Primecare plans will present a vast range of healthcare cover varying in different degrees. It includes the pared-down, affordable Primecare Supersaver up to the comprehensive Primecare Gold. The two EspritHealth plans offer excellent cover for day-patient and in-patient treatment, plus the cover for out-patient costs. You can also take advantage of a range of optional money-saving features and other extras (like the 6-week wait option).
All the policies have a No Claims discount system so that you can make further savings on your premium price, including the new customers that are switching to Standard Life policy. All in all, this company offers a practical and wide range of healthcare products to suit all requirements and budgets.
Can apply online for mortgages, personal savings accounts at the savings shop section and view balances, and access last 100 transactions on Direct Access and 50-day accounts. Mortgage calculator for residential and buy-to-let mortgages
Standard Life is not endorsed by or associated with the Good Finance Guide. All trademarks remain the property of their respective companies.
Available to anyone aged between 18 and 65 with a regular income
Abbey Loans
£1000 - £20000
6.9%
1 - 8yrs
2 mths int
Internet applications only.
Alliance & Leicester
£1000 - £20000
6.4%
1- 5yrs
2 mths int
Fixed rate loan with online decision.
British Gas Loans
£1,000 - £25,000
New rate! From 6.2%
1 - 7yrs
2 month's interest
Internet applications only
Cahoot
£1000- £20000
6.7% fixed rate, 5.8% flexible rate
1 - 5yrs
28 days int
Choice of fixed or flexible loans
Direct Line
£5000 - £25000
6.3%
1 - 5 yrs
1 mth int
Internet applications only
Goldfish Loans
£5,000 to £20,000
5.9%
1 to 5 years
none
No fees or hidden set-up costs
If.com loans - Intelligent Finance
£1,000 to £25,000
6.1%
1-4 years
nil
Easy application over the phone or online and a decision in minutes.Click here
Liverpool Victoria
£5000 - £25000
5.90%
1 - 7 yrs
Nil
Internet applications only
Lombard Direct
£5000 - £25000
6.10%
1 - 7 yrs
2 mths int
On line decision
Marbles
£5,000 to £25,000
6.9%
1 to 7 years
Nil
Ideas bigger than your pocket?
Marks and Spencer
£7500 - £25000
6.7% online rate
1 - 7 yrs
2 mths int
A different rate may be offered subject to status
Morgan Stanley
£5,000 - £9,999
6.5%
1 - 7 yrs
Nil
Online Decisions within 1 minute Online. 6.5% exclusively available online
Nationwide
£1000 - £20000
6.7%
1 - 7yrs
Nil
Rate is guaranteed, not typical depending on credit risk
Northern Rock Loans
£5000 - £25000
5.8%
1 - 10 yrs
None
No penalty for early repayment
Smile.co.uk
£5000 - £15000
6.00%
1 - 7 yrs
2 mnths int
Online decision available
Tesco
£2000 - £25000
6.5% online
1 - 10yrs
2 mths int
Rate includes a discount for internet applications.
Loans FAQ
Personal Loans have a variety of uses which is good because the needs of individuals can also vary widely.
This site takes a brief look at the types of personal loans available in the uk today and some possible uses for them.
We also provide you with the ability to click through to a personal loans comparison engine,
which will allow you to compare over 400 lenders in a couple of quick and easy clicks.
So, where do we start? Well let’s kick off by saying what types of loans are available.
These are Secured and Unsecured, and you can probably guess the difference between each from their names!
But maybe not! The idea of a secured loan is that you put up an asset/capital as security,
so that if you default on your payments, the lender can claim you asset to pay off your debt to them.
The asset that is usually used as security in this instance is your home,
which is why this type of personal loan is often referred to as a homeowner loan.
Benefits of this type of loan? Well they are often easier to arrange and you can generally borrow larger sums of money,
due to the lender having some form of security.
Right, with that one out of the way, let’s look at unsecured personal loans.
This is where names can be deceptive, because no this type of loan is not secured against your assets such as your home,
but being realistic it does not mean that a lender would not pursue you for their money,
should you be able to keep up the repayments of this type of loan.
The lender would be within their rights to pursue any debt through the civil procedures,
which could ultimately result in your home being at risk.
